Last year I was diagnosed with a rotator cuff injury and scheduled for surgery. The deductable was prohibitive for us so I had to decline the surgery and wait a year until I can get on Medicare, meanwhile hoping my shoulder would not deteriorate beyond repair.

Last year I was diagnosed with a rotator cuff injury and scheduled for surgery. The deductable was prohibitive for us so I had to decline the surgery and wait a year until I can get on Medicare, meanwhile hoping my shoulder would not deteriorate beyond repair.